40+ Best Travel Credit Cards in India You Need To Know

Posted on: 11 August 2026 | Published by: Priya | Category: India

Looking for the best travel credit card in India?

This detailed comparison covers some of the most popular premium and travel-focused credit cards, including HDFC Infinia, Axis Atlas, HDFC Diners Club Black Metal, ICICI Emeralde Private Metal, Axis Magnus, HSBC TravelOne, Scapia and many more.

The comparison highlights the key benefits offered by each card, such as reward points, cashback, travel value-back, airline and hotel rewards, complimentary domestic and international airport lounge visits, hotel memberships, travel discounts and foreign exchange benefits. It also compares joining fees and annual or renewal fees, helping readers understand the cost of holding each card.

Credit Card	Category	Key Benefit	Lounge Access	Joining Fee	Annual/Renewal Fee
HDFC Infinia	Travel, Premium, Rewards	3.33% value-back	Unlimited India & abroad	₹12,500 + GST	₹12,500 + GST
Axis Atlas	Travel, Lounge, Rewards	Up to 10% travel value-back	Worldwide	₹5,000 + GST	₹5,000 + GST
HDFC Regalia Gold	Travel, Shopping, Rewards	5X rewards on select brands	12 domestic + 6 international/year	₹2,500 + GST	₹2,500 + GST
YES BANK PaisaSave	Travel, Dining, Cashback	6% travel + 6% dining cashback	—	₹0	₹499 + GST
HSBC TravelOne	Travel, Rewards	Up to 12% reward value	6 domestic + 4 international	₹4,999 + GST	₹4,999 + GST
Federal Bank Scapia	Travel, Lounge, LTF	Up to 20% Scapia coins	Unlimited domestic	₹0	₹0
HDFC Diners Club Black Metal	Travel, Premium, Rewards	3.33% value-back	Unlimited India & abroad	₹10,000 + GST	₹10,000 + GST
Axis Magnus for Burgundy	Travel, Premium, Rewards	Up to 14% non-travel value-back	Unlimited + 4 guests	₹30,000 + GST	₹30,000 + GST
Axis Bank Reserve	Travel, Premium, Rewards	15 EDGE Rewards/₹200	Unlimited India & abroad	₹50,000 + GST	₹50,000 + GST
Amex Platinum	Travel, Premium, Shopping	Premium hotel memberships	Worldwide	₹66,000 + GST	₹66,000 + GST
IndusInd Avios Visa Infinite	Travel	Benefits on Qatar & British Airways	Up to 8/year	₹10,000 + GST	₹5,000 + GST
Axis Horizon	Travel, Rewards	5 EDGE Miles/₹100 travel	Up to 32/year	₹3,000 + GST	₹3,000 + GST
MakeMyTrip ICICI	Travel, Rewards	Up to 6% travel value-back	—	₹999 + GST	₹999 + GST
ICICI Emeralde Private Metal	Travel, Premium, Rewards	3% value-back	Unlimited	₹12,499 + GST	₹12,499 + GST
Axis Burgundy Private	Travel, Premium	Hotel memberships	Unlimited	₹50,000 + GST	₹50,000 + GST
HSBC Taj	Travel, Premium	Taj VIP privileges	Unlimited	₹1,10,000 + GST	₹1,10,000 + GST
IDFC FIRST Private	Travel, Premium, Shopping	Club ITC & AccorPlus	Unlimited worldwide	₹50,000 + GST	₹50,000 + GST
Marriott Bonvoy HDFC	Travel, Lounge	Up to 8 Marriott points/₹100	Up to 24/year	₹3,000 + GST	₹3,000 + GST
Standard Chartered EaseMyTrip	Travel	Up to 20% flight/hotel discount	2 domestic/year	₹350 + GST	₹350 + GST
ixigo AU	Travel, LTF	Zero forex + up to 5% rewards	—	₹0	₹0
IndiGo IDFC FIRST Dual FD	Travel, FD-backed	Up to 22% BluChips	—	₹0	₹4,999 + GST
Kotak Solitaire	Travel, Premium, Rewards	Up to 10% air miles	Unlimited + 4 guests	₹0	₹25,000 + GST
Axis Magnus	Travel, Premium, Rewards	5X travel rewards	Worldwide	₹12,500 + GST	₹12,500 + GST
Axis Primus	Travel, Premium	Free hotel/flight/transfers	Unlimited + guests	₹50,000 + GST	₹30,000 + GST
BOBCARD Tiara	Travel, Rewards	5X dining & travel	Unlimited domestic	₹2,499 + GST	₹2,499 + GST
HSBC Premier Mastercard	Travel, Premium, Rewards	3% reward rate	Unlimited worldwide	₹12,000 + GST	₹20,000 + GST
Times Black ICICI	Travel, Premium, Shopping	Up to 2.5% rewards	Unlimited	₹20,000 + GST	₹20,000 + GST
IDFC FIRST Gaj Metal	Travel, Premium, Rewards	3.33% regular value-back	16 worldwide/year	₹12,500 + GST	₹12,500 + GST
YES BANK Marquee	Travel, Premium, Rewards	Up to 4.5% rewards	Unlimited	₹9,999 + GST	₹4,999 + GST
Standard Chartered Ultimate	Travel, Premium, Rewards	3.33% rewards	Up to 12/year	₹5,000 + GST	₹5,000 + GST
IndiGo Kotak XL	Travel	Up to 21 BluChips/₹100 on IndiGo	Up to 8 domestic/year	₹3,000 + GST	₹3,000 + GST
SBI Card PRIME	Travel, Shopping, Rewards	5X dining/movies/grocery	8 domestic + 4 international	₹2,999 + GST	₹2,999 + GST
BOBCARD Scapia	Travel, Lounge, LTF	Up to 20% travel rewards	Unlimited domestic	₹0	₹0
PNB LUXURA Visa	Travel, Lounge, Rewards	4 points/₹100	Unlimited	₹4,999 + GST	₹1,999 + GST
IDFC FIRST WOW! Black	Travel, FD-backed, Rewards	Up to 16.7% travel rewards	—	₹750 + GST	₹750 + GST
IndusInd Legend	Travel, LTF, Rewards	Up to 2 points/₹100	—	₹0	₹0
IDFC FIRST Wealth	Travel, LTF, Rewards	10X dining & travel	Up to 4/quarter	₹0	₹0
BOBCARD Etihad Guest Premium	Travel, Rewards	6% Etihad travel value	Up to 20/year	₹5,000 + GST	₹5,000 + GST
IDFC FIRST Mayura	Travel, Lounge, Rewards	Up to 10X rewards	16 international/year	₹5,999 + GST	₹5,999 + GST
IDFC FIRST Ashva	Travel, Lounge, Movies, Rewards	Up to 10X rewards	Up to 16 domestic/year	₹2,999 + GST	₹2,999 + GST
IndiGo Axis Premium	Travel	7% IndiGo travel savings	Up to 10/year globally	₹5,000 + GST	₹5,000 + GST
AU Zenith+	Travel, Movies, Rewards	0.99% forex markup	Up to 32/year	₹4,999 + GST	₹4,999 + GST
IRCTC SBI Premier	Travel, Rewards	Up to 10% IRCTC value-back	8 railway visits/year	₹1,499 + GST	₹1,499 + GST
IndusInd Tiger	Travel, Rewards	Up to 6X rewards	—	₹0	₹0

Whether you are a frequent flyer, luxury traveller, international spender or simply looking for a lifetime-free travel card, this guide makes it easier to compare your options.

Tags: best travel credit cards in India, best travel credit card India 2026, travel credit cards India, best credit cards for travel, top travel credit cards India, premium travel credit cards India, credit cards with airport lounge access, best credit card for frequent travellers, best credit card for international travel, credit cards with travel rewards, best rewards credit cards India, credit card travel benefits, credit card lounge access India, zero forex credit cards India, lifetime free travel credit cards, best premium credit cards India, travel credit card comparison India, credit card rewards comparison, best credit cards for airport lounge access, HDFC Infinia credit card, Axis Atlas credit card, HDFC Diners Club Black Metal, HDFC Regalia Gold, ICICI Emeralde Private Metal, Axis Magnus credit card, Axis Horizon credit card, HSBC TravelOne credit card, Marriott Bonvoy HDFC credit card, IDFC FIRST Mayura credit card, AU Zenith Plus credit card, Federal Bank Scapia credit card, BOBCARD Scapia credit card, best HDFC travel credit card, best Axis travel credit card, best ICICI travel credit card